Market regulator SEBI on Friday i.e September 11, 2020 has revised asset allocation norms for multi-cap equity mutual fund schemes. According to the revised rules, multi-cap mutual funds will have to invest at least 75% of their total asset under man

Mutual funds play an important role in financial planning mainly because they are versatile products. They can offer the growth of equities, the safety of debt, the liquidity of cash and the uniqueness of gold. In short, it is possible to conduct you

Hedge funds, like mutual funds, also manage pooled money. However, there are some important differences. Mutual funds largely cater to retail savers while hedge funds cater to high risk HNIs and institutions. Hedge funds have more flexibility in taki

In the last few years, SIP investors have been complaining that their SIPs are not outperforming the stock market indices. Over shorter periods of time, this kind of inconsistency is bound to happen. But, that brings us to a more fundamental question

When you get down to investing in mutual funds, there is a problem of plenty. With more than 40 AMCs, over 2000 schemes and with each scheme having a growth or dividend option along with a Regular Plan and a Direct Plan, you can imagine how complex i

An investor should know how to invest in direct mutual funds as these enable them to save on expenses that they would have had to pay otherwise. Mutual funds introduced direct plans for their schemes from January 2013, upon being nudged by the Securi

Mutual funds are classified according to their investment type, such as equity funds that derive their income from the equity markets; debt funds that derive their income from debt instruments, among others like liquid funds, gold funds, and ETF fund

When it comes to investments, there is no “one fit for all” investment option. Everyone has different investment goals and risk profiles. Hence, even if an investment suits your friend’s profile, it is not necessary that it suits you as well.

If you have been investing in equity mutual funds through a systematic investment plan (SIP), then you would have surely heard of a concept called rupee cost averaging (RCA). For example, if you spread your investments across 12 time periods in a yea

Debt funds invest in fixed income securities like Government bond, Corporate bond and money market securities with different maturities. Debt funds are categorized as Gilt Funds, Income funds, Liquid funds, MIP, etc. Debt funds are appropriate for

Balanced funds invest in equity and debt instruments to follow a moderate approach. Generally, balanced funds invest 70-80% in equity and 20-30% in debt depending on the market condition and investment mandate. The main objective of balanced funds is

Investing in a Systematic Investment Plan (SIP) is considered to be most favorable as you can invest as low as Rs. 500 in it. This makes it affordable for almost everyone, even those who have recently started working. But is this enough? Inflatio