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UTI Mutual Fund

UTI Mutual Fund

UTI AMC is a new generation multi-asset class asset manager of India. UTI AMC has managed assets across domestic Mutual Fund, Portfolio Management Services, International Business, Retirement Solutions, and Alternate Investment assets.

Founded in 1964, UTI is one of India’s largest and oldest mutual fund houses. It was promoted by the Government of India, Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), and some other leading public sector banks and financial institutions. The organisation was formed under the Reserve Bank of India (RBI) and India’s Securities & Exchange Board (SEBI).

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UTI AMC is one of India’s leading domestic asset management companies with a strong investment performance record. The company offers a comprehensive product suite to cater to investors across the risk-return spectrum. The Portfolio Management Services is a leading portfolio manager, having provided customised Portfolio Management Services (PMS) to High Net Worth Individuals and Institutions for over 30 years. View More

Investment Strategies of UTI AMC Ltd

UTI Asset Management Company has several investment strategies across its different funds. The first strategy is an aggressive asset allocation strategy that maximises returns while minimising risk levels. It also uses an active trading strategy which allows it to take advantage of short-term price movements to maximise returns.

The second strategy that UTI Mutual fund online in India follows is a conservative asset allocation strategy that aims to preserve capital even at the expense of low returns. This strategy is best for individuals who have low-risk tolerance levels or are nearing retirement age and do not have much time left to recover from any losses they may incur.

The third strategy that UTI AMC follows is a balanced approach that aims to maximise returns while minimising risk levels. It does this by taking advantage of both long-term trends and short-term price movements to generate high returns over time. They’re committed to creating value for all stakeholders, continuous investment in enhancing people’s capabilities and acting with integrity and trust in all that they do. UTI is one of the most trusted Indian UTI mutual fund online spaces with a strong distribution network. UTI Mutual Fund is also one of the best AMC’s to work for in India.

RBI set up a UTI mutual fund to promote the habit of saving among Indian households through mutual funds. RBI also wanted to encourage healthy competition between private players & public sector organisations so that investors get better deals in terms of returns on their investments.

UTI Mutual Fund Managers

Amit Sharma

Amit Sharma joined UTI in 2008 and is Vice President & Fund Manager – Debt. He has experience working in the Fund Accounting Department and has been handling the Fund Management department for 4 years.

Ankit Agarwal.

Ankit Agarwal has been appointed Fund Manager; Administration of the UTI Mid Cap fund and has been working with UTI since August 2019. He has over 12 years of experience at Lehman Brothers and Barclays Wealth and served as Senior Vice President at Centrum Broking Ltd. He graduated from NIT – National Institute of Technology (B.Tech.) and holds a Post Graduate Diploma in Management (PGDM) from IIM, Bangalore.

Ritesh Nambiar

Sachin Trivedi

Sachin Trivedi is currently a Senior Vice President and Designated Head of Research and Fund Manager, Equities at UTI AMC Ltd. He is a B.com graduate from Narsee Monjee College of Commerce, Mumbai. He holds a Post Graduate Diploma in Management (MMS) from the KJ Somaiya Institute of Management Studies & Research, University of Mumbai. He also holds a CFA charter, awarded by the CFA Institute, USA. He started his career at UTI in June 2001. Sachin has 16 years of research and portfolio management experience. In research, he specialized in automotive suppliers, utilities, capital goods, and logistics.

Sharwan Kumar Goyal

Sharwan Kumar Goyal is currently employed as the Vice President and Fund Manager – Equities. He is a CFA charter holder from CFA Institute, USA, and has a Postgraduate Diploma in Management (MMS) from Welingkar Institute of Management Development & Research, Mumbai. He started his career at UTI in June 2006 and has more than 11 years of experience in risk management, equity analysis, and portfolio analysis. He is currently working as a fund manager for overseas investments.

Amit Premchandani

Mr Amit Premchandani, Senior Vice President and Fund Manager-With a rich and diverse experience of over 15 years, the fund manager has research and strategic expertise across different sectors like telecommunication and NBFCs. He has worked with the banking and financial sector for JP Morgan, Deutsche Securities and Peerless Finance, respectively.

Vetri Subramaniam

Mr Vetri Subramaniam, Chief Investment Officer, An extensive experience of over 26 years led to him establishing a strong governance team at Invesco. He launched many offshore funds in Japan, Mauritius and Luxembourg with his excellent track record and performance. He has worked with various firms like Kotak Mahindra, Motilal Oswal and SSKI.

Amandeep Chopra

Mr Amandeep Chopra, Group President and Head of Income, is an elite awardee for a list of awards like Best Debt Fund Manager, Best Debt Fund House and the funds under his managerial sense. He has served with the company since 1994. He has served on various committees like the Executive Investment Committee, Valuation Committee and Management Committee of the AMC. He even consults with India’s Securities & Exchange Board (SEBI).

Ajay Tyagi

Mr Ajay Tyagi, Head of Equities, joined the AMC in 2000 and served different roles and responsibilities across equity research, offshore funds, and domestic onshore funds. He was awarded a series of accolades and recognition for his performance. Being an investment advisor on the panel, he has helped funds prove their mettle time and again.

How to Invest in UTI Funds?

Investing in UTI mutual funds is highly hassle-free on the 5Paisa platform. 5Paisa is one of the biggest investment platforms in the country, and you can easily add UTI and other mutual funds to your portfolio. Follow these steps and get your investment up and running: View More

Step 1: You need to visit 5Paisa’s official website or download 5Paisa app on your smartphone. Log in to your 5Paisa account in 3 easy steps, or log in if you don’t have an account yet.

Step 2: Search for UTI mutual fund programs and browse all available options listed under AMC.

Step 3: You can compare different investment types, funds, risks, and returns and choose the one that best suits your preferences, investment needs, and risk appetite.

Step 4: You need to choose the type of investment you want to make. You can start a SIP, a systematic investment plan where a monthly payment of the registered amount is debited from your bank account every month. You can plan it for a few years or just leave it open. The other category is making a Lumpsum investment. This is a one-time investment you make in your UTI mutual fund.

Step 5: Enter the amount you wish to invest and make the payment by clicking the Invest Now button.

Step 6: It takes 3-4 business days to process your payment, after which your investment will appear in your wallet. You can also make future investments in the same portfolio and continue adding funds.

Top 10 UTI Mutual Fund to Invest

  • Fund Name
  • Min SIP Investment Amt
  • AUM (Cr.)
  • 3Y Return

UTI-Bond Fund – Direct Growth is an Medium to Long Duration scheme that was launched on 02-01-13 and is currently under the management of our experienced fund manager Amandeep Chopra. With an impressive AUM of ₹321 Crores, this scheme's latest NAV is ₹68.8379 as of 18-08-23.

UTI-Bond Fund – Direct Growth scheme has delivered a return performance of 6.7% in the last 1 year, 8.9% in the last 3 years, and an 6.8% since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in Medium to Long Duration funds.

  • Min SIP Investment Amt
  • ₹500
  • AUM (Cr.)
  • ₹321
  • 3Y Return
  • 6.7%

UTI-Dynamic Bond Fund – Direct Growth is an Dynamic Bond scheme that was launched on 02-01-13 and is currently under the management of our experienced fund manager Sudhir Agrawal. With an impressive AUM of ₹467 Crores, this scheme's latest NAV is ₹28.6169 as of 18-08-23.

UTI-Dynamic Bond Fund – Direct Growth scheme has delivered a return performance of 6.6% in the last 1 year, 9.4% in the last 3 years, and an 8.1% since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in Dynamic Bond funds.

  • Min SIP Investment Amt
  • ₹500
  • AUM (Cr.)
  • ₹467
  • 3Y Return
  • 6.6%

UTI-Treasury Advantage Fund – Direct Growth is an Low Duration scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Anurag Mittal. With an impressive AUM of ₹3,490 Crores, this scheme's latest NAV is ₹3132.404 as of 18-08-23.

UTI-Treasury Advantage Fund – Direct Growth scheme has delivered a return performance of 6.7% in the last 1 year, 6.7% in the last 3 years, and an 6.8% since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in Low Duration funds.

  • Min SIP Investment Amt
  • ₹500
  • AUM (Cr.)
  • ₹3,490
  • 3Y Return
  • 6.7%

UTI-Ultra Short Term Fund – Direct Growth is an Ultra Short Duration scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Ritesh Nambiar. With an impressive AUM of ₹2,493 Crores, this scheme's latest NAV is ₹3956.0207 as of 18-08-23.

UTI-Ultra Short Term Fund – Direct Growth scheme has delivered a return performance of 6.8% in the last 1 year, 6% in the last 3 years, and an 7.4% since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in Ultra Short Duration funds.

  • Min SIP Investment Amt
  • ₹500
  • AUM (Cr.)
  • ₹2,493
  • 3Y Return
  • 6.8%

UTI-Arbitrage Fund – Direct Growth is an Arbitrage scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Rajeev Gupta. With an impressive AUM of ₹3,129 Crores, this scheme's latest NAV is ₹32.3178 as of 18-08-23.

UTI-Arbitrage Fund – Direct Growth scheme has delivered a return performance of 7.1% in the last 1 year, 5.2% in the last 3 years, and an 6.6% since its launch. With a minimum SIP investment of just ₹5,000, this scheme offers a great investment opportunity for those looking to invest in Arbitrage funds.

  • Min SIP Investment Amt
  • ₹5,000
  • AUM (Cr.)
  • ₹3,129
  • 3Y Return
  • 7.1%

UTI-Regular Savings Fund – Direct Growth is an Conservative Hybrid scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Amandeep Chopra. With an impressive AUM of ₹1,589 Crores, this scheme's latest NAV is ₹60.435 as of 18-08-23.

UTI-Regular Savings Fund – Direct Growth scheme has delivered a return performance of 7.7% in the last 1 year, 11.5% in the last 3 years, and an 9.5% since its launch. With a minimum SIP investment of just ₹5,000, this scheme offers a great investment opportunity for those looking to invest in Conservative Hybrid funds.

  • Min SIP Investment Amt
  • ₹5,000
  • AUM (Cr.)
  • ₹1,589
  • 3Y Return
  • 7.7%

UTI-Mid Cap Fund – Direct Growth is an Mid Cap scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Ankit Agarwal. With an impressive AUM of ₹8,606 Crores, this scheme's latest NAV is ₹238.7379 as of 18-08-23.

UTI-Mid Cap Fund – Direct Growth scheme has delivered a return performance of 15.6% in the last 1 year, 28.6% in the last 3 years, and an 19.3% since its launch. With a minimum SIP investment of just ₹5,000, this scheme offers a great investment opportunity for those looking to invest in Mid Cap funds.

  • Min SIP Investment Amt
  • ₹5,000
  • AUM (Cr.)
  • ₹8,606
  • 3Y Return
  • 15.6%

UTI-Overnight Fund – Direct Growth is an Overnight scheme that was launched on 14-01-13 and is currently under the management of our experienced fund manager Amit Sharma. With an impressive AUM of ₹5,931 Crores, this scheme's latest NAV is ₹3145.6914 as of 19-08-23.

UTI-Overnight Fund – Direct Growth scheme has delivered a return performance of 6.3% in the last 1 year, 4.3% in the last 3 years, and an 6.2% since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in Overnight funds.

  • Min SIP Investment Amt
  • ₹500
  • AUM (Cr.)
  • ₹5,931
  • 3Y Return
  • 6.3%

UTI-Liquid – Cash Plan – Direct Growth is an Liquid scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Amandeep Chopra. With an impressive AUM of ₹33,902 Crores, this scheme's latest NAV is ₹3788.0118 as of 19-08-23.

UTI-Liquid – Cash Plan – Direct Growth scheme has delivered a return performance of 6.7% in the last 1 year, 4.6% in the last 3 years, and an 6.8% since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in Liquid funds.

  • Min SIP Investment Amt
  • ₹500
  • AUM (Cr.)
  • ₹33,902
  • 3Y Return
  • 6.7%

UTI-Banking & PSU Debt Fund – Direct Growth is an Banking and PSU scheme that was launched on 03-02-14 and is currently under the management of our experienced fund manager Anurag Mittal. With an impressive AUM of ₹967 Crores, this scheme's latest NAV is ₹19.252 as of 18-08-23.

UTI-Banking & PSU Debt Fund – Direct Growth scheme has delivered a return performance of 5.8% in the last 1 year, 6.6% in the last 3 years, and an 7.1% since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in Banking and PSU funds.

  • Min SIP Investment Amt
  • ₹500
  • AUM (Cr.)
  • ₹967
  • 3Y Return
  • 5.8%

Closed NFO

Frequently Asked Questions

What is the pause function in SIPs offered by UTIs?

The Pause function offered in SIPs by UTIs is to review their financial plans instead of cancelling them. The ‘Pause’ feature of SIP helps the investor temporarily stop their SIP debits for a few months and resume their systematic investments whenever feasible. The pause function is available in all SIP-eligible systems except UTI ULIP.

How long does it take to redeem the UTI mutual fund?

Once the redemption request is submitted within the time limit, the fund house will process and confirm the transaction within one business day. Redemption proceeds will then be credited to your registered bank account after appropriate deductions like STT and stamp duty.

When was UTI Investment Fund established?

The first scheme introduced by UTI was Unit Scheme in 1964. By the end of 1988, UTIs had Rs. 6,700 crore in assets under management.

What are the requirements to complete the Digital KYC?

Investors should have the following electronic copies ready before starting the digital KYC process

  1. PAN copy self-confirmed as ID.
  2. Any of these documents, e.g. Aadhaar card / Driver’s license / Voter ID / Passport / Aadhaar offline (downloaded within 3 days / Aadhaar Digilocker as proof of address.
  3. Copy of cancelled check with name according to your ID or proof of address. d. Image of your signature on plain paper.
  4. Small videos of self, made using a camera

How do I redeem UTI funds?

UTI Mutual Fund/UTI AMC may terminate the Facility/Website/Chatbot/App at any time by notifying the User of the termination for any reason UTI Mutual Fund/UTI AMC considers in its sole discretion.

Is UTI SEBI Investment Fund registered?

‘UTIMF’ means the UTI Mutual Fund, a trust under the Indian Trust Act of 1882, registered with SEBI under registration number MF/048/03/01 as of 14 Jan 2003.

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