In the Indian context, millennials are those who were born post the liberalization of 1991; hence most do not have real experience of living in pre-liberalized India. But the real matter is that the millennial generation has some unique features or c

Quite often you hear the general excuse that one is not able to invest because they don’t have a large enough corpus. Actually, you don’t need a large corpus. You need to focus on maximizing savings and start regular investment immediately. Here

If you work hard in your career, be it your job or your business, there is an interesting question that you need to ask yourself. Is my money working hard enough? Let us look at some background. We all have bills to pay and lifestyles to manage. So a

Inflation is the rate at which prices go up annually. But, why is it so important? Inflation matters because over time it erodes value. Let us look at inflation from a different perspective. If the annual inflation is 5% then a product of Rs.100 will

Investing in bonds or debentures has been quite popular in India for a long time. After all, the lure of assured returns is a little too tempting to say “no”. The general thumb rule is to assume that debt is risk free and equity is risky. While t

What do we understand by a stock investor mindset? There are quite a few aspects implicit in this argument. You need to think long term and you need to be patient. Above all, you need to be ready to invest your time before you invest your money. Let

The rate cut by the RBI was never really in question even ahead of the policy announcement. The debate was more about whether the monetary policy committee would adopt a conservative 25 bps cut or go for a more aggressive 50 bps rate cut. The conditi

Investing is all about making you money work harder for you. Most people have incomes and they also have expenses. It is out of this income that they need to save for a rainy day and also invest for their secure and fruitful future. On the face of it

When you talk of equities, you normally hear the stories of how stocks like Wipro or Havells have created wealth over the years. For example, an investment of Rs. 1,000 in Wipro in 1980 would be worth nearly Rs.60 crore today. Similarly, and investme

Stock market investing is as much a mind game as it is about skill and experience. In fact, it is a lot more about the gut than about the brain. However, investment is for the long term and hence cannot be totally impetuous. There has to be a body of

There is a certain noticeable irony about Indian women in capital markets. In the last 10 years, we have had some of the finest and largest banks and financial institutions in India led by women. State Bank of India, ICICI Bank, Axis Bank, HDFC and K

If you thought that investing on your own can be cumbersome, think again! It can be as simple and as exciting as ordering a pizza; seriously. How exactly do you order a pizza today? There are just four simple steps; you download the Pizza delivery ap